/* VolaFinanceApp.com — Ink & Coral design system */
:root{
  --ink:#0c1226;--ink-2:#1f2a4a;--coral:#c6a15b;--coral-d:#8a6a2c;--mint:#e3c88f;--sun:#e3c88f;--gold:#c6a15b;
  --cream:#f7f4ee;--paper:#ffffff;--line:#e6e0d4;--muted:#5d6275;--text:#1a1f33;
  --r:18px;--r-sm:10px;--shadow:0 18px 40px -18px rgba(12,18,38,.35);
  --font-h:'Cormorant Garamond',Georgia,serif;--font-b:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--text);font-family:var(--font-b);font-size:17px;line-height:1.7;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--coral-d);text-underline-offset:3px}
a:hover{color:var(--ink)}
h1,h2,h3,h4{font-family:var(--font-h);color:var(--ink);line-height:1.15;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-size:clamp(2.1rem,5vw,3.6rem);font-weight:800}
h2{font-size:clamp(1.6rem,3.4vw,2.4rem);font-weight:800}
h3{font-size:1.25rem;font-weight:700}
p{margin:0 0 1.1em}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.narrow{max-width:820px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}

/* Top bar + header (not sticky, per preference) */
.topbar{background:#080c1a;color:#d5d9e6;font-size:.82rem;padding:7px 0;text-align:center}
.topbar a{color:var(--sun)}
.site-header{background:var(--ink);border-bottom:1px solid rgba(255,255,255,.08);position:relative}
.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:74px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:#fff;font-family:var(--font-h);font-weight:800;font-size:1.3rem}
.logo-mark{width:38px;height:38px;border-radius:50%;background:transparent;border:1.5px solid var(--coral);display:grid;place-items:center;color:var(--coral);font-size:1.05rem}
.logo small{display:block;font-family:var(--font-b);font-weight:500;font-size:.66rem;color:#a6adc4;letter-spacing:.06em;text-transform:uppercase;margin-top:-3px}
.menu{display:flex;gap:4px;list-style:none;margin:0;padding:0;align-items:center}
.menu a{display:block;padding:9px 12px;border-radius:10px;text-decoration:none;color:#e6e8f0;font-weight:500;font-size:.95rem}
.menu a:hover,.menu a[aria-current=page]{background:rgba(255,255,255,.08);color:var(--mint)}
.sub a{color:var(--ink)!important}.sub a:hover{background:var(--cream)!important;color:var(--coral)!important}
.nav .btn{background:var(--coral);color:var(--ink)!important;box-shadow:none}.nav .btn:hover{background:var(--mint)}
.has-sub{position:relative}
.sub{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:8px;min-width:240px;list-style:none;margin:0;z-index:30}
.has-sub:hover .sub,.has-sub:focus-within .sub{display:block}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--coral);color:var(--ink)!important;font-weight:700;text-decoration:none;padding:13px 22px;border-radius:999px;border:0;cursor:pointer;font-size:1rem;box-shadow:0 10px 22px -10px var(--coral);transition:transform .15s,background .15s}
.btn:hover{background:var(--mint);transform:translateY(-1px)}
.btn.ghost{background:transparent;color:var(--ink)!important;border:2px solid var(--ink);box-shadow:none}
.btn.ghost:hover{background:var(--ink);color:#fff!important}
.btn.dark{background:var(--ink);color:#fff!important}.btn.dark:hover{background:var(--ink-2)}
.burger{display:none;background:none;border:1.5px solid #fff;border-radius:10px;padding:6px 10px;font-weight:700;color:#fff}

/* Hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(255,106,77,.25),transparent 60%),radial-gradient(800px 400px at -10% 110%,rgba(47,211,167,.22),transparent 60%),var(--ink);color:#fff;padding:64px 0 80px;overflow:hidden}
.hero h1{color:#fff}
.hero h1 em{font-style:normal;color:var(--coral);background:linear-gradient(transparent 70%,rgba(255,201,74,.35) 70%)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero p.lead{font-size:1.15rem;color:#d5d9e6;max-width:560px}
.pills{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0 28px}
.pill{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);padding:7px 14px;border-radius:999px;font-size:.88rem;color:#fff}
.pill b{color:var(--sun)}
.apply-card{background:#fff;color:var(--text);border-radius:26px;padding:28px;box-shadow:0 30px 60px -20px rgba(0,0,0,.55);position:relative}
.apply-card:before{content:"";position:absolute;inset:-10px -10px auto auto;width:90px;height:90px;border-radius:50%;background:var(--sun);z-index:-1}
.apply-card h2{font-size:1.5rem;margin-bottom:.2em}
.apply-card .note{font-size:.8rem;color:var(--muted);margin:12px 0 0}
.form-slot{min-height:300px;border:2px dashed var(--line);border-radius:16px;display:grid;place-items:center;text-align:center;padding:20px;color:var(--muted);background:var(--cream)}
.trust-row{display:flex;gap:22px;flex-wrap:wrap;margin-top:8px;font-size:.88rem;color:#bfc4d6}
.trust-row span:before{content:"✓ ";color:var(--mint);font-weight:800}

/* Ticker */
.ticker{background:var(--coral);color:var(--ink);overflow:hidden;white-space:nowrap;padding:12px 0;font-weight:700;font-family:var(--font-h)}
.ticker-track{display:inline-block;animation:tick 38s linear infinite}
.ticker-track span{margin:0 28px}
@keyframes tick{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.ticker-track{animation:none}}

/* Sections */
section{padding:72px 0}
.sec-alt{background:var(--paper)}
.sec-dark{background:var(--ink);color:#e6e8f0}
.sec-dark h2,.sec-dark h3{color:#fff}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--coral-d);margin-bottom:10px}
.sec-dark .eyebrow{color:var(--sun)}
.sec-head{max-width:720px;margin-bottom:38px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.card .ico{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;font-size:1.5rem;margin-bottom:14px;background:var(--cream)}
.card p{color:var(--muted);font-size:.96rem}
.card a.more{font-weight:700;text-decoration:none}
.card a.more:after{content:" →"}
.sec-dark .card{background:var(--ink-2);border-color:rgba(255,255,255,.08)}
.sec-dark .card p{color:#bfc4d6}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step{background:#fff;border-radius:var(--r);padding:24px;border:1px solid var(--line);position:relative}
.step:before{counter-increment:s;content:counter(s);font-family:var(--font-h);font-weight:800;font-size:2.4rem;color:var(--coral-d);line-height:1;display:block;margin-bottom:10px}
.step p{color:var(--muted);font-size:.95rem;margin:0}
.stat{font-family:var(--font-h);font-weight:700;font-size:2.6rem;color:var(--coral-d);line-height:1}
.stat-label{color:var(--muted);font-size:.9rem}
.checklist{list-style:none;padding:0;margin:0 0 1.2em}
.checklist li{padding:8px 0 8px 34px;position:relative;border-bottom:1px dashed var(--line)}
.checklist li:before{content:"✓";position:absolute;left:0;top:8px;width:24px;height:24px;border-radius:50%;background:var(--coral);color:#fff;display:grid;place-items:center;font-size:.8rem;font-weight:800}
.callout{background:#f8f3e8;border-left:5px solid var(--sun);border-radius:12px;padding:18px 22px;margin:24px 0}
.callout.expert{background:#f1f2f7;border-left-color:var(--ink-2)}
.callout.warn{background:#fbf1ec;border-left-color:#c9573f}
.callout strong:first-child{display:block;font-family:var(--font-h);color:var(--ink);margin-bottom:4px}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:14px;overflow:hidden;margin:20px 0 28px;font-size:.95rem}
th,td{padding:13px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--ink);color:#fff;font-family:var(--font-h);font-weight:700}
.tbl-wrap{overflow-x:auto}

/* Calculator */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:28px;background:#fff;border-radius:24px;padding:30px;border:1px solid var(--line);box-shadow:var(--shadow)}
.calc label{display:block;font-weight:700;margin:14px 0 6px;color:var(--ink)}
.calc input[type=range]{width:100%;accent-color:var(--coral)}
.calc select,.calc input[type=number]{width:100%;padding:11px;border-radius:10px;border:1px solid var(--line);font:inherit}
.calc-out{background:var(--ink);color:#fff;border-radius:18px;padding:24px}
.calc-out .row{display:flex;justify-content:space-between;padding:9px 0;border-bottom:1px solid rgba(255,255,255,.12)}
.calc-out .big{font-family:var(--font-h);font-size:2.2rem;font-weight:800;color:var(--sun)}
.calc-out small{color:#bfc4d6}

/* Reviews summary */
.rating-box{background:#fff;border-radius:var(--r);padding:24px;border:1px solid var(--line);text-align:center}
.stars{color:var(--gold);font-size:1.3rem;letter-spacing:2px}

/* FAQ */
details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:4px 20px;margin-bottom:12px}
summary{cursor:pointer;font-weight:700;color:var(--ink);padding:14px 0;list-style:none;font-family:var(--font-h);font-size:1.05rem}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";float:right;color:var(--coral);font-size:1.4rem;line-height:1}
details[open] summary:after{content:"–"}
details p{color:var(--muted)}

/* Page hero / article */
.page-hero{background:var(--ink);color:#d5d9e6;padding:52px 0 46px}
.page-hero h1{color:#fff;font-size:clamp(1.9rem,4.2vw,3rem)}
.page-hero p{max-width:720px;font-size:1.08rem}
.crumbs{font-size:.85rem;margin-bottom:14px;color:#a6adc4}
.crumbs a{color:var(--sun);text-decoration:none}
.byline{display:flex;align-items:center;gap:12px;font-size:.88rem;color:#bfc4d6;margin-top:18px;flex-wrap:wrap}
.avatar{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;font-weight:800;color:#fff;background:linear-gradient(135deg,var(--coral),var(--mint));font-family:var(--font-h)}
.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:44px;padding:56px 0}
.prose h2{font-size:1.75rem;margin-top:1.6em}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin-bottom:.45em}
.aside-box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;margin-bottom:20px}
.aside-box h3{font-size:1.05rem}
.aside-box ul{list-style:none;padding:0;margin:0}
.aside-box li{padding:7px 0;border-bottom:1px dashed var(--line);font-size:.93rem}
.aside-box li a{text-decoration:none;font-weight:600}
.toc{background:var(--cream);border-radius:14px;padding:18px 22px;margin-bottom:28px;border:1px solid var(--line)}
.toc ol{margin:0;padding-left:1.2em}
.author-box{display:flex;gap:18px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;margin-top:40px}
.author-box .avatar{width:64px;height:64px;font-size:1.3rem;flex:none}
.cta-band{background:linear-gradient(120deg,#0c1226,#1f2a4a);color:#fff;border-radius:26px;padding:40px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0}
.cta-band p{margin:.4em 0 0;color:#fff3ee}
.cta-band .btn{background:var(--coral);color:var(--ink)!important}
.post-card{background:#fff;border-radius:var(--r);overflow:hidden;border:1px solid var(--line);display:flex;flex-direction:column}
.post-card .thumb{height:150px;display:grid;place-items:center;font-size:3rem}
.post-card .body{padding:20px;flex:1}
.post-card h3{font-size:1.1rem}
.post-card h3 a{color:var(--ink);text-decoration:none}
.post-card .meta{font-size:.8rem;color:var(--muted)}
.t1{background:linear-gradient(135deg,#ffe1d8,#fff4dd)}.t2{background:linear-gradient(135deg,#d8f7ed,#e6e4ff)}.t3{background:linear-gradient(135deg,#e6e4ff,#ffe1d8)}.t4{background:linear-gradient(135deg,#fff4dd,#d8f7ed)}

/* Footer */
.site-footer{background:#080c1a;color:#b3b9cf;padding:60px 0 26px;font-size:.92rem}
.site-footer h4{color:#fff;font-size:1rem;margin-bottom:12px}
.site-footer a{color:#d5d9e6;text-decoration:none}
.site-footer a:hover{color:var(--sun)}
.foot-grid{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:28px}
.foot-grid ul{list-style:none;padding:0;margin:0}
.foot-grid li{padding:4px 0}
.disclaimer{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:22px;font-size:.8rem;line-height:1.6;color:#8a91ab}
.disclaimer p{margin-bottom:.8em}

@media (max-width:980px){
  .hero-grid,.content-grid,.calc{grid-template-columns:1fr}
  .g3,.g4,.steps{grid-template-columns:repeat(2,1fr)}
  .foot-grid{grid-template-columns:1fr 1fr}
  .burger{display:block}
  .menu{display:none;position:absolute;left:0;right:0;top:100%;background:var(--ink);flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid var(--line);z-index:40}
  .menu.open{display:flex}
  .sub{position:static;display:block;box-shadow:none;border:0;padding-left:12px;background:transparent}.sub a{color:#bfc4d6!important}
  .nav .btn.hide-m{display:none}
}
@media (max-width:620px){
  body{font-size:16px}
  .g2,.g3,.g4,.steps{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  section{padding:54px 0}
  .apply-card{padding:20px}
  .cta-band{padding:28px}
}

/* ===== Hero: Halo Portrait (R3) ===== */
.hero3{position:relative;background:#0c1226;color:#f3eee4;overflow:hidden;isolation:isolate}
.hero3:before{content:"";position:absolute;inset:0;z-index:-2;background:url("../img/vola-finance-cash-advance-hero.webp") center 45%/cover no-repeat;filter:blur(1px) saturate(1.1);transform:scale(1.03)}
.hero3:after{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(900px 600px at 80% 35%,rgba(31,42,74,.40),rgba(12,18,38,.66) 70%),linear-gradient(180deg,rgba(12,18,38,.62) 0%,rgba(12,18,38,.38) 38%,rgba(12,18,38,.90) 100%)}
.hero3-head{text-align:center;max-width:900px;margin:0 auto;padding-top:52px}
.hero3-eyebrow{font-size:.76rem;letter-spacing:.22em;text-transform:uppercase;color:var(--coral);font-weight:600}
.hero3 h1{color:#f3eee4;font-size:clamp(2.5rem,4.8vw,4rem);font-weight:600;line-height:1.05;margin:14px 0 0}
.hero3 h1 i{color:var(--mint)}
.hero3-intro{color:#bfc4d6;max-width:660px;margin:14px auto 0;font-size:1.1rem;line-height:1.7}
.hero3-grid{display:grid;grid-template-columns:minmax(0,570px) 1fr;gap:60px;align-items:center;padding-top:40px;padding-bottom:90px}
.hero3-form{background:#fffdf8;color:var(--text);padding:110px 44px 34px;border-radius:285px 285px 28px 28px;box-shadow:0 40px 80px -30px rgba(0,0,0,.6)}
.hero3-form h2{font-size:2.1rem;font-weight:600;text-align:center;margin:0 0 4px}
.hero3-form .sub{text-align:center;font-size:.9rem;color:var(--muted);margin:0 0 16px}
.hero3-form #_lg_form_{min-height:380px;width:100%}
.hero3-form #_lg_form_ iframe{max-width:100%}
.hero3-sec{display:flex;justify-content:center;gap:16px;font-size:.8rem;color:var(--muted);margin-top:14px;flex-wrap:wrap}
.hero3-form .note{font-size:.76rem;color:var(--muted);margin:10px 0 0;text-align:center}
.hero3-side{position:relative;display:grid;place-items:center;min-height:600px}
.hero3-ring{position:absolute;width:520px;height:520px;border-radius:50%;border:1px solid rgba(198,161,91,.55)}
.hero3-ring2{position:absolute;width:600px;height:600px;border-radius:50%;border:1px dashed rgba(198,161,91,.25)}
.hero3-photo{width:420px;height:420px;border-radius:50%;border:8px solid #0c1226;box-shadow:0 0 0 2px #c6a15b;background:#2a3456 url("https://images.unsplash.com/photo-1573496359142-b8d87734a5a2?auto=format&fit=crop&w=900&q=80") center/cover no-repeat}
.hero3-dot{position:absolute;background:#fffdf8;color:#0c1226;border-radius:999px;padding:12px 18px;font-size:.86rem;font-weight:600;box-shadow:0 20px 40px -15px rgba(0,0,0,.6)}
.hero3-d1{top:60px;right:20px}.hero3-d2{bottom:90px;left:0}.hero3-d3{top:50%;right:-10px}
.hero3-stats{display:flex;justify-content:center;gap:24px 36px;margin-top:22px;flex-wrap:wrap}
.hero3-stats div{text-align:center;font-size:.85rem;color:#bfc4d6}.hero3-stats b{display:block;font-family:var(--font-h);font-size:1.7rem;color:var(--mint);font-weight:600}
@media (max-width:1100px){.hero3-ring2{display:none}.hero3-photo{width:360px;height:360px}.hero3-ring{width:440px;height:440px}}
@media (max-width:980px){.hero3-grid{grid-template-columns:1fr;padding-top:30px}.hero3-side{display:none}}
@media (max-width:620px){.hero3-form{padding:80px 20px 24px;border-radius:180px 180px 22px 22px}.hero3-form h2{font-size:1.6rem}}
.sec-dark table td{color:var(--text)}
.sec-dark a:not(.btn){color:var(--mint)}
.sec-dark .card h3{color:#fff}
.sec-dark th{background:var(--ink-2)}

/* ===== Services: Arch Gallery ===== */
.svc-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px 40px}
.svc-item{display:grid;grid-template-columns:210px 1fr;gap:26px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:26px;padding:18px 26px 18px 18px;transition:box-shadow .25s,transform .25s}
.svc-item:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.svc-img{position:relative;height:230px;border-radius:110px 110px 18px 18px;overflow:hidden;outline:1px solid var(--coral);outline-offset:5px;background:linear-gradient(135deg,#1f2a4a,#0c1226)}
.svc-img img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .6s}
.svc-item:hover .svc-img img{transform:scale(1.06)}
.svc-fb{position:absolute;inset:0;display:none;place-items:center;font-size:2.6rem;color:var(--mint)}
.svc-img.nofoto .svc-fb{display:grid}
.svc-n{font-family:var(--font-h);font-weight:600;font-size:2.2rem;color:var(--coral);line-height:1}
.svc-txt h3{margin:6px 0 8px;font-size:1.45rem}
.svc-txt p{color:var(--muted);font-size:.95rem;line-height:1.6;margin:0 0 12px}
.svc-txt .more{font-weight:700;text-decoration:none;color:var(--coral-d)}
@media (max-width:980px){.svc-grid{grid-template-columns:1fr}}
@media (max-width:560px){.svc-item{grid-template-columns:1fr;padding:16px}.svc-img{height:220px}}

/* ===== Calculator: Arch & Payday Timeline ===== */
.vcalc{display:grid;grid-template-columns:minmax(0,1fr) 440px;gap:40px;align-items:center;color:#fff}
.vcalc>*{min-width:0}
.vc-box{background:radial-gradient(900px 500px at 70% 0%,#1f2a4a,#0c1226 70%);border-radius:28px;padding:36px 32px;margin:24px 0}
.vc-lbl{display:flex;justify-content:space-between;align-items:center;font-weight:600;font-size:.92rem;margin:18px 0 8px;color:#fff}
.vc-lbl b{color:var(--mint)}
.vcalc input[type=range]{width:100%;accent-color:var(--coral)}
.vc-g2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.vc-step{display:flex;align-items:center;border:1px solid rgba(255,255,255,.18);border-radius:14px;overflow:hidden;background:#fff}
.vc-step button{width:46px;height:50px;border:0;background:var(--cream);font:700 1.2rem var(--font-b);color:var(--ink);cursor:pointer}
.vc-step button:hover{background:var(--mint)}
.vc-step input{flex:1;min-width:0;height:50px;border:0;text-align:center;font:700 1.05rem var(--font-b);color:var(--ink);-moz-appearance:textfield;background:#fff}
.vc-step input::-webkit-outer-spin-button,.vc-step input::-webkit-inner-spin-button{-webkit-appearance:none}
.vc-tl{display:grid;grid-template-columns:repeat(31,1fr);gap:3px;margin-top:8px}
.vc-tl i{height:30px;border-radius:5px;background:rgba(255,255,255,.08);display:block}
.vc-tl i.on{background:rgba(198,161,91,.45)}.vc-tl i.end{background:var(--coral);box-shadow:0 0 0 2px #fff}
.vc-tlk{display:flex;justify-content:space-between;font-size:.76rem;color:#bfc4d6;margin-top:6px}
.vc-note{font-size:.8rem;color:#bfc4d6;margin:16px 0 0;line-height:1.55}.vc-note a{color:var(--mint)}
.vc-out{background:#fffdf8;color:var(--text);border-radius:220px 220px 26px 26px;padding:90px 34px 32px;text-align:center;box-shadow:0 40px 80px -30px rgba(0,0,0,.6)}
.vc-cap{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.vc-big{font-family:var(--font-h);font-weight:600;font-size:4rem;line-height:1;color:var(--coral-d);margin:6px 0 18px}
.vc-row{display:flex;justify-content:space-between;padding:11px 0;border-top:1px solid var(--line);font-size:.95rem}
.vc-cta{display:block;margin-top:18px;background:var(--coral);color:var(--ink)!important;font-weight:700;padding:15px;border-radius:14px;text-decoration:none}
.vc-cta:hover{background:var(--mint)}
@media (max-width:980px){.vcalc{grid-template-columns:1fr}.vc-out{border-radius:160px 160px 22px 22px}}
@media (max-width:560px){.vc-g2{grid-template-columns:1fr}.vc-tl{gap:2px}.vc-out{padding:70px 22px 24px}.vc-big{font-size:3.2rem}.vc-box{padding:26px 18px}}
.vc-box .vcalc{grid-template-columns:1fr}.vc-box .vc-out{max-width:460px;margin:0 auto;width:100%}

/* ===== What is Vola Finance: Arch Photo & Stat Badges ===== */
.wh-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:70px;align-items:center}
.wh-grid>*{min-width:0}
.wh-visual{position:relative;max-width:440px;width:100%;justify-self:center;padding:30px 40px}
.wh-arch{position:relative;height:520px;border-radius:220px 220px 22px 22px;overflow:hidden;outline:1px solid var(--coral);outline-offset:10px;background:linear-gradient(135deg,#1f2a4a,#0c1226)}
.wh-arch img{width:100%;height:100%;object-fit:cover;display:block}
.wh-arch.nofoto:after{content:"V";position:absolute;inset:0;display:grid;place-items:center;color:var(--mint);font:600 5rem var(--font-h)}
.wh-badge{position:absolute;width:132px;height:132px;border-radius:50%;background:#fffdf8;border:1px solid var(--line);box-shadow:0 20px 40px -18px rgba(12,18,38,.45);display:grid;place-content:center;text-align:center;padding:12px}
.wh-badge:before{content:"";position:absolute;inset:6px;border-radius:50%;border:1px solid var(--coral);opacity:.55}
.wh-badge b{font-family:var(--font-h);font-weight:600;font-size:1.9rem;line-height:1;color:var(--coral-d)}
.wh-badge span{font-size:.68rem;color:var(--muted);line-height:1.3;margin-top:4px;text-transform:uppercase;letter-spacing:.06em}
.wh-b1{top:0;left:-10px}.wh-b2{top:130px;right:-20px}.wh-b3{bottom:130px;left:-28px}.wh-b4{bottom:-6px;right:10px}
.wh-foot{font-size:.8rem;color:var(--muted);margin-top:18px}
@media (max-width:980px){.wh-grid{grid-template-columns:1fr;gap:40px}}
@media (max-width:560px){.wh-visual{padding:16px}.wh-arch{height:400px}.wh-badge{width:104px;height:104px}.wh-badge b{font-size:1.5rem}.wh-b1{left:0}.wh-b2{right:0}.wh-b3{left:0}.wh-b4{right:0}}

/* ===== How it works: Phone Walkthrough ===== */
.hw-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.hw-grid>*{min-width:0}
.hw-list{list-style:none;padding:0;display:grid;gap:12px;margin:24px 0 28px}
.hw-s{display:grid;grid-template-columns:52px 1fr;gap:16px;align-items:start;padding:18px 20px;border-radius:20px;border:1px solid var(--line);cursor:pointer;transition:background .25s,border-color .25s;background:#fff}
.hw-s h3{font-size:1.35rem;margin:0 0 6px}.hw-s p{margin:0;color:var(--muted);font-size:.95rem;line-height:1.6}
.hw-n{width:52px;height:52px;border-radius:50%;border:1px solid var(--coral);display:grid;place-items:center;font-family:var(--font-h);font-weight:600;font-size:1.5rem;color:var(--coral-d)}
.hw-s.on{background:var(--ink);border-color:var(--ink)}.hw-s.on h3{color:#fff}.hw-s.on p{color:#bfc4d6}
.hw-s.on .hw-n{background:var(--coral);color:var(--ink);border-color:var(--coral)}
.hw-bar{height:3px;background:rgba(255,255,255,.12);border-radius:3px;margin-top:12px;overflow:hidden;display:none}
.hw-s.on .hw-bar{display:block}.hw-s.on .hw-bar i{display:block;height:100%;width:0;background:var(--coral);animation:hwfill 4s linear forwards}
@keyframes hwfill{to{width:100%}}
.hw-phone{width:300px;margin:0 auto;background:var(--ink);border-radius:46px;padding:14px;position:relative;box-shadow:0 50px 80px -30px rgba(12,18,38,.55),inset 0 0 0 2px #2a3866}
.hw-phone:before{content:"";position:absolute;inset:-30px;border-radius:70px;border:1px solid var(--coral);opacity:.4;pointer-events:none}
.hw-scr{background:#fffdf8;border-radius:34px;height:560px;position:relative;overflow:hidden}
.hw-notch{position:absolute;top:10px;left:50%;transform:translateX(-50%);width:90px;height:22px;background:var(--ink);border-radius:20px;z-index:2}
.hw-ps{position:absolute;inset:0;padding:54px 22px 22px;display:flex;flex-direction:column;gap:12px;opacity:0;transform:translateX(20px);transition:opacity .45s,transform .45s}
.hw-ps.on{opacity:1;transform:none}
.hw-pt{font-family:var(--font-h);font-weight:600;font-size:1.6rem;color:var(--ink);margin-bottom:6px}
.hw-pf{height:46px;border:1px solid var(--line);border-radius:12px;display:flex;align-items:center;padding:0 14px;color:#999;font-size:.88rem;background:#fff}
.hw-pc{font-size:.8rem;color:var(--muted)}
.hw-pb{margin-top:auto;height:50px;border-radius:14px;background:var(--coral);color:var(--ink);display:grid;place-items:center;font-weight:700}
.hw-pg{display:grid;grid-template-columns:1fr 1fr;gap:10px}.hw-pg span{height:80px;border-radius:14px;border:1px solid var(--line);display:grid;place-items:center;font-size:.85rem;font-weight:600;color:var(--ink);background:#fff}
.hw-po{background:var(--ink);color:#fff;border-radius:20px;padding:24px;text-align:center}
.hw-po small{color:#bfc4d6;font-size:.75rem;letter-spacing:.14em;text-transform:uppercase}
.hw-po b{display:block;font-family:var(--font-h);font-weight:600;font-size:3.4rem;line-height:1.1;color:var(--mint)}
.hw-po em{font-style:normal;font-size:.82rem;color:#bfc4d6}
@media (max-width:980px){.hw-grid{grid-template-columns:1fr}.hw-phone{width:270px}.hw-scr{height:500px}}
@media (max-width:560px){.hw-phone{display:none}}
@media (prefers-reduced-motion:reduce){.hw-s.on .hw-bar i{animation:none;width:100%}.hw-ps{transition:none}}

/* ===== Cash advance: Versus Duel ===== */
.ca-duel{display:grid;grid-template-columns:1fr auto 1fr;align-items:stretch;max-width:900px;margin:0 auto}
.ca-duel>*{min-width:0}
.ca-side{border-radius:28px;padding:30px 30px 26px}
.ca-me{background:radial-gradient(500px 300px at 80% 0%,#2a3866,#0c1226 70%);color:#fff;box-shadow:0 40px 70px -35px rgba(12,18,38,.6);position:relative;z-index:2}
.ca-them{background:#fff;border:1px solid var(--line);transform:scale(.94)}
.ca-tg{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;opacity:.7}
.ca-nm{font-family:var(--font-h);font-weight:600;font-size:1.75rem;margin-bottom:6px;color:var(--ink)}
.ca-me .ca-nm{color:var(--mint)}
.ca-r{padding:14px 0;border-top:1px solid rgba(127,127,127,.2);margin-top:14px}
.ca-r small{display:block;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;opacity:.65;margin-bottom:4px}
.ca-r b{font-size:1.05rem}
.ca-me .ca-r b:before{content:"✓ ";color:var(--mint)}
.ca-them .ca-r b{color:var(--muted);font-weight:600}
.ca-them .ca-r b:before{content:"✕ ";color:#c9573f}
.ca-vs{align-self:center;width:64px;height:64px;border-radius:50%;background:var(--coral);color:var(--ink);display:grid;place-items:center;font-family:var(--font-h);font-weight:600;font-size:1.5rem;margin:0 -22px;z-index:3;box-shadow:0 0 0 8px var(--cream)}
.sec-alt .ca-vs{box-shadow:0 0 0 8px var(--paper)}
.ca-bot{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;margin-top:56px}
.ca-bot>*{min-width:0}
.ca-bot h3{font-size:1.45rem}
.ca-foot{font-size:.8rem;color:var(--muted)}
@media (max-width:860px){.ca-duel{grid-template-columns:1fr}.ca-vs{margin:-18px auto}.ca-them{transform:none}.ca-bot{grid-template-columns:1fr;gap:24px}}

/* ===== Transfers & repayment: Speed & Calendar ===== */
.tr-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.tr-grid>*{min-width:0}
.tr-grid h3{font-size:1.5rem}
.tr-dk{background:radial-gradient(600px 400px at 80% 0%,#2a3866,#0c1226 70%);color:#e6e8f0;border-radius:28px;padding:34px;display:flex;flex-direction:column}
.tr-dk h3{color:#fff}.tr-dk p{color:#bfc4d6}
.tr-dk a.more{color:var(--mint);font-weight:700;text-decoration:none}
.tr-lane{margin:14px 0}
.tr-lt{display:flex;justify-content:space-between;gap:10px;font-size:.88rem;font-weight:600;margin-bottom:6px;color:#fff}
.tr-tr{height:12px;border-radius:999px;background:rgba(255,255,255,.1);overflow:hidden}
.tr-fl{height:100%;border-radius:999px}
.tr-fast .tr-fl{width:12%;background:linear-gradient(90deg,var(--coral),var(--mint));animation:trl 1.2s ease-out}
.tr-slow .tr-fl{width:78%;background:linear-gradient(90deg,#8d93ab,#c3c7d6);animation:trl 3s ease-out}
@keyframes trl{from{width:0}}
.tr-late{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:16px;padding:14px 16px;font-size:.9rem;color:#bfc4d6;margin:18px 0;line-height:1.6}
.tr-late b{color:#fff}
.tr-lt2{background:var(--cream);border-radius:28px;padding:34px}
.sec-alt .tr-lt2{background:#fff;border:1px solid var(--line)}
.tr-lt2 p{color:var(--muted)}
.tr-cal{display:grid;grid-template-columns:repeat(7,1fr);gap:5px;margin:16px 0 10px}
.tr-cal i{font-style:normal;height:38px;border-radius:9px;display:grid;place-items:center;font-size:.82rem;font-weight:600;background:#fff;color:var(--muted);border:1px solid var(--line)}
.tr-cal i.win{background:#efe6d3;border-color:#efe6d3}
.tr-cal i.pay{background:var(--ink);color:var(--mint);border-color:var(--ink)}
.tr-cal i.due{background:var(--coral);color:var(--ink);border-color:var(--coral)}
.tr-cal i.ext{border:2px dashed var(--coral);color:var(--coral-d)}
.tr-key{display:flex;flex-wrap:wrap;gap:14px;font-size:.78rem;color:var(--muted);margin-bottom:16px}
.tr-key span:before{content:"";display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:-1px;background:var(--c)}
.tr-key .tr-kx:before{background:#fff;outline:1px dashed var(--coral)}
.tr-st{counter-reset:s;list-style:none;padding:0;margin:0 0 16px;display:grid;grid-template-columns:1fr 1fr;gap:8px}
.tr-st li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px 12px 10px 42px;position:relative;font-size:.88rem;line-height:1.4}
.tr-st li:before{content:counter(s);position:absolute;left:10px;top:9px;width:22px;height:22px;border-radius:50%;background:var(--coral);color:var(--ink);font-weight:800;font-size:.75rem;display:grid;place-items:center}
.tr-lt2 a.more{font-weight:700;text-decoration:none}
.tr-tip{max-width:820px;margin:26px auto 0}
@media (max-width:980px){.tr-grid{grid-template-columns:1fr}}
@media (max-width:560px){.tr-st{grid-template-columns:1fr}.tr-dk,.tr-lt2{padding:24px}.tr-cal i{height:32px;font-size:.75rem}.tr-cal{gap:3px}}
@media (prefers-reduced-motion:reduce){.tr-fl{animation:none}}
.tr-links{margin-top:auto;color:#bfc4d6}

/* ===== Eligibility & fees: Clipboard & Price Tags ===== */
.el-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.el-grid>*{min-width:0}
.el-grid a.more{font-weight:700;text-decoration:none}
.el-clip{position:relative;background:#fffdf8;border:1px solid var(--line);border-radius:22px;padding:56px 30px 26px;transform:rotate(-1.5deg);box-shadow:0 30px 60px -35px rgba(12,18,38,.5);margin-top:24px}
.el-clip:before{content:"";position:absolute;top:-16px;left:50%;transform:translateX(-50%);width:130px;height:38px;border-radius:12px;background:linear-gradient(#d9bd84,#a8843f);box-shadow:inset 0 -3px 0 rgba(0,0,0,.15)}
.el-clip ul{list-style:none;padding:0;margin:0}
.el-clip li{display:flex;gap:14px;align-items:center;padding:12px 0;border-bottom:1px dashed var(--line);font-size:1rem}
.el-clip li i{font-style:normal;flex:none;width:26px;height:26px;border-radius:6px;border:2px solid var(--coral);display:grid;place-items:center;color:var(--coral-d);font-weight:800;font-size:.85rem}
.el-stamp{position:absolute;right:18px;bottom:60px;border:3px solid rgba(47,143,107,.7);color:rgba(47,143,107,.85);font:800 1.05rem var(--font-b);letter-spacing:.14em;padding:6px 12px;border-radius:8px;transform:rotate(-12deg);pointer-events:none}
.el-after{margin-top:24px}.el-after p{font-size:.95rem;color:var(--muted)}
.el-tags{display:grid;grid-template-columns:1fr 1fr;gap:26px 18px;margin:24px 0 22px}
.el-tag{position:relative;background:#fff;border:1px solid var(--line);border-radius:10px 22px 22px 10px;padding:20px 18px 18px 30px;transform:rotate(var(--r))}
.el-tag:before{content:"";position:absolute;left:10px;top:50%;width:10px;height:10px;margin-top:-5px;border-radius:50%;background:var(--cream);border:2px solid var(--coral)}
.el-tag:after{content:"";position:absolute;left:-26px;top:50%;width:26px;border-top:1.5px solid var(--coral)}
.el-tag b{display:block;font-family:var(--font-h);font-weight:600;font-size:1.9rem;line-height:1;color:var(--coral-d)}
.el-tag small{display:block;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin:6px 0 4px}
.el-tag span{font-size:.84rem;color:var(--muted);line-height:1.45}
@media (max-width:980px){.el-grid{grid-template-columns:1fr;gap:40px}.el-clip,.el-tag{transform:none}.el-tag:after{display:none}}
@media (max-width:520px){.el-tags{grid-template-columns:1fr}.el-clip{padding:50px 20px 22px}.el-stamp{position:static;display:inline-block;margin-top:14px;transform:rotate(-6deg);font-size:.85rem}}

/* ===== VolaScore: Score Gauge & Pillars ===== */
.vs-top{display:grid;grid-template-columns:1fr 420px;gap:50px;align-items:center;margin-bottom:40px}
.vs-top>*{min-width:0}
.vs-top p{color:#bfc4d6}
.vs-gauge{text-align:center}
.vs-gauge svg{width:100%;max-width:380px}
.vs-arc{animation:vssw 2s ease-out}
@keyframes vssw{from{stroke-dasharray:0 100}}
.vs-cap{font-family:var(--font-h);font-weight:600;font-size:1.6rem;color:var(--mint);margin-top:-80px}
.vs-cap small{display:block;font:500 .74rem var(--font-b);color:#bfc4d6;letter-spacing:.1em;text-transform:uppercase}
.vs-lbl{display:flex;justify-content:space-between;max-width:380px;margin:0 auto;font-size:.76rem;color:#bfc4d6;letter-spacing:.1em;text-transform:uppercase}
.vs-pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.vs-pl{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:24px;padding:24px}
.vs-hd{display:flex;align-items:center;gap:12px;margin-bottom:12px;padding-bottom:12px;border-bottom:1px solid rgba(255,255,255,.1)}
.vs-hd i{font-style:normal;width:42px;height:42px;border-radius:12px;background:var(--coral);display:grid;place-items:center;flex:none}
.vs-hd h3{font-size:1.35rem;color:#fff;margin:0}
.vs-hb{display:grid;grid-template-columns:30px 1fr;gap:10px;padding:10px 0}
.vs-hb span{font-family:var(--font-h);font-weight:600;font-size:1.3rem;color:var(--mint)}
.vs-hb strong{display:block;color:#fff;font-size:.95rem}
.vs-hb em{font-style:normal;font-size:.86rem;color:#bfc4d6}
.vs-tbl{margin-top:34px}.vs-tbl table{margin:0}.vs-tbl td b{color:var(--coral-d)}
@media (max-width:980px){.vs-top,.vs-pillars{grid-template-columns:1fr}.vs-gauge{max-width:380px;margin:0 auto}}
@media (max-width:560px){.vs-tbl table{font-size:.82rem}.vs-tbl th,.vs-tbl td{padding:10px 8px}}
@media (prefers-reduced-motion:reduce){.vs-arc{animation:none}}

/* ===== Latest guides: Magazine Cards ===== */
.gd-top{display:flex;justify-content:space-between;align-items:end;gap:20px;flex-wrap:wrap;margin-bottom:34px}
.gd-top h2{margin:6px 0 0}
.gd-all{font-weight:700;color:var(--coral-d);text-decoration:none;border-bottom:1.5px solid var(--coral);padding-bottom:2px}
.gd-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.gd-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden;display:flex;flex-direction:column;color:inherit;text-decoration:none;transition:transform .25s,box-shadow .25s}
.gd-card:hover{transform:translateY(-5px);box-shadow:0 30px 50px -30px rgba(12,18,38,.45);color:inherit}
.gd-img{position:relative;height:190px;overflow:hidden;background:linear-gradient(135deg,#1f2a4a,#0c1226)}
.gd-img img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .6s}
.gd-card:hover .gd-img img{transform:scale(1.06)}
.gd-fb{position:absolute;inset:0;display:none;place-items:center;font-size:2.4rem}
.gd-img.nofoto .gd-fb{display:grid}
.gd-pill{position:absolute;top:16px;left:16px;background:rgba(255,253,248,.95);color:var(--ink);font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:6px 11px;border-radius:999px}
.gd-b{padding:20px 22px 22px;display:flex;flex-direction:column;flex:1}
.gd-b h3{font-size:1.3rem;line-height:1.25;margin:0 0 8px;color:var(--ink)}
.gd-b p{font-size:.88rem;color:var(--muted);line-height:1.55;margin:0 0 16px;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.gd-by{display:flex;align-items:center;gap:10px;margin-top:auto;padding-top:14px;border-top:1px solid var(--line);font-size:.78rem;color:var(--muted)}
.gd-av{width:30px;height:30px;border-radius:50%;background:linear-gradient(135deg,var(--coral),var(--ink-2));color:#fff;display:inline-grid;place-items:center;font-weight:700;font-size:.7rem;flex:none}
.gd-links{margin-top:26px;font-size:.95rem;color:var(--muted)}
.gd-links a{color:var(--coral-d);font-weight:700}
@media (max-width:980px){.gd-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.gd-grid{grid-template-columns:1fr}}

/* ===== Reviews: expert review cards ===== */
.rv-badges{display:flex;justify-content:center;gap:12px;flex-wrap:wrap;margin:-10px 0 34px}
.rv-badges div{display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 16px 8px 8px}
.rv-badges b{width:44px;height:44px;border-radius:50%;background:var(--ink);color:var(--mint);display:grid;place-items:center;font-family:var(--font-h);font-weight:600;font-size:1.25rem}
.rv-badges span{font-size:.82rem;color:var(--muted);line-height:1.3}.rv-badges strong{display:block;color:var(--ink)}
.rv-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.rv-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px 26px;display:flex;flex-direction:column;box-shadow:0 14px 30px -26px rgba(12,18,38,.45);transition:transform .25s,box-shadow .25s}
.rv-card:hover{transform:translateY(-4px);box-shadow:0 26px 44px -28px rgba(12,18,38,.5)}
.rv-top{display:flex;justify-content:space-between;align-items:center}
.rv-stars{color:var(--coral);letter-spacing:2px;font-size:.95rem}.rv-stars i{font-style:normal;color:#e4ddd0}
.rv-score{background:var(--cream);border-radius:999px;padding:5px 11px;font-weight:700;font-size:.85rem;color:var(--ink)}
.rv-cat{display:block;margin:16px 0 8px;font-size:.74rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--coral-d)}
.rv-card blockquote{margin:0 0 22px;font-style:italic;font-size:1rem;line-height:1.6;color:var(--text);flex:1}
.rv-by{display:flex;align-items:center;gap:12px}
.rv-av{width:42px;height:42px;border-radius:50%;color:#fff;display:grid;place-items:center;font-weight:700;font-size:.8rem;flex:none}
.rv-by strong{display:block;color:var(--ink);font-size:1rem}.rv-by span{font-size:.8rem;color:var(--muted)}
.rv-foot{text-align:center;margin-top:34px}
.rv-foot small{display:block;max-width:680px;margin:14px auto 0;color:var(--muted);font-size:.78rem;line-height:1.5}
@media (max-width:980px){.rv-grid{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.rv-grid{grid-template-columns:1fr}}
.rv-by .rv-av{color:#fff;font-size:.8rem}
/* CTA band: centered text + button (all pages) */
.cta-band{flex-direction:column;justify-content:center;align-items:center;text-align:center;gap:20px}
.cta-band>div{max-width:760px}

/* ===== Footer: Arch Brand Panel ===== */
.ft2{padding:70px 0 26px}
.ft-grid{display:grid;grid-template-columns:330px 1fr;gap:50px;align-items:start}
.ft-grid>*{min-width:0}
.ft-arch{background:#fffdf8;color:var(--ink);border-radius:170px 170px 24px 24px;padding:70px 30px 30px;text-align:center}
.ft2 .ft-logo{color:var(--ink);justify-content:center}
.ft2 .ft-logo small{color:var(--muted)}
.ft-arch p{font-size:.9rem;line-height:1.6;color:var(--muted);margin:16px 0 20px}
.ft2 .ft-arch .btn{color:#fff!important}
.ft-tr{display:flex;justify-content:center;gap:10px;margin-top:18px;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--coral-d);font-weight:700}
.ft-links{display:grid;grid-template-columns:repeat(4,1fr);gap:26px}
.ft2 h4{font-family:var(--font-h);font-weight:600;font-size:1.1rem;color:#fff;margin:0 0 14px;padding-bottom:10px;border-bottom:1px solid rgba(198,161,91,.4)}
.ft2 ul{list-style:none;padding:0;margin:0}.ft2 li{padding:5px 0}.ft2 li a{font-size:.9rem}
.ft-disc{display:grid;grid-template-columns:1fr 1fr;gap:4px 30px;margin-top:40px;padding-top:20px;border-top:1px solid rgba(255,255,255,.08);font-size:.72rem;line-height:1.55;color:#8a91ab}
.ft-disc p{margin:0 0 6px}.ft-disc strong{color:#c9cde0}
.ft-disc .ft-wide{grid-column:1/-1}
.ft-bar{margin-top:12px;padding-top:14px;border-top:1px solid rgba(255,255,255,.06);font-size:.78rem;color:#8a91ab;text-align:center}
.ft-bar a{color:#c9cde0}
@media (max-width:980px){.ft-grid{grid-template-columns:1fr}.ft-arch{max-width:420px;margin:0 auto;width:100%}.ft-links{grid-template-columns:1fr 1fr}.ft-disc{grid-template-columns:1fr}}
@media (max-width:340px){.ft-links{grid-template-columns:1fr}}

/* ===== Footer: CTA Band & Columns ===== */
.ft1{margin-top:80px;padding:0 0 26px}
.ft1-band{position:relative;top:-56px;margin-bottom:-20px;background:radial-gradient(600px 300px at 80% 0%,#2a3866,#0c1226 70%);border:1px solid rgba(198,161,91,.5);border-radius:26px;padding:28px 34px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;box-shadow:0 30px 60px -30px rgba(0,0,0,.6)}
.ft1-band h3{font-family:var(--font-h);font-weight:600;font-size:1.8rem;color:#fff;margin:0}
.ft1-band p{margin:4px 0 0;color:#bfc4d6;font-size:.92rem}
.ft1-chips{display:flex;gap:16px;flex-wrap:wrap;font-size:.8rem;color:#bfc4d6;margin-top:10px}
.ft1-chips span:before{content:"✓ ";color:var(--mint)}
.ft1-grid{display:grid;grid-template-columns:1.3fr repeat(4,1fr);gap:28px}
.ft1-grid>*{min-width:0}
.ft1-about .logo{color:#fff}
.ft1-about p{font-size:.9rem;line-height:1.65;color:#bfc4d6;margin:16px 0 0}
.ft1 h4{font-family:var(--font-h);font-weight:600;font-size:1.05rem;color:var(--mint);margin:0 0 12px}
.ft1 ul{list-style:none;padding:0;margin:0}.ft1 li{padding:5px 0}.ft1 li a{font-size:.9rem;color:#d5d9e6}
.ft1-disc{margin-top:34px;border:1px solid rgba(255,255,255,.1);border-radius:16px;padding:0 20px}
.ft1-disc summary{cursor:pointer;list-style:none;padding:14px 0;font-weight:600;color:#fff;font-size:.88rem;display:flex;justify-content:space-between}
.ft1-disc summary::-webkit-details-marker{display:none}
.ft1-disc summary:after{content:"+";color:var(--mint)}.ft1-disc[open] summary:after{content:"–"}
.ft1-dtext{display:grid;grid-template-columns:1fr 1fr;gap:4px 30px;padding-bottom:12px;font-size:.72rem;line-height:1.55;color:#8a91ab}
.ft1-dtext p{margin:0 0 6px}.ft1-dtext strong{color:#c9cde0}.ft1-dtext .ft1-wide{grid-column:1/-1}
.ft1-bar{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-top:20px;padding-top:16px;border-top:1px solid rgba(255,255,255,.08);font-size:.78rem;color:#8a91ab}
.ft1-bar a{color:#c9cde0}
@media (max-width:980px){.ft1-grid{grid-template-columns:1fr 1fr}.ft1-about{grid-column:1/-1}.ft1-dtext{grid-template-columns:1fr}}
@media (max-width:560px){.ft1-band{padding:22px;top:-40px}.ft1-band h3{font-size:1.45rem}}
.ft1 details.ft1-disc{background:transparent;margin-bottom:0}
.ft1 .ft1-disc summary{font-family:var(--font-b);font-size:.88rem;color:#fff;padding:14px 0}
.ft1 .ft1-disc summary:after{float:none;font-size:1.1rem;line-height:1}
/* Footer CTA band: centered */
.ft1-band{flex-direction:column;justify-content:center;align-items:center;text-align:center;gap:18px}
.ft1-chips{justify-content:center}

/* ===== Inner pages: modern refresh ===== */
.page-hero{position:relative;overflow:hidden;text-align:center;padding:78px 0 70px;background:#0c1226;isolation:isolate}
.page-hero:before{content:"";position:absolute;inset:0;z-index:-2;background:url("../img/vola-finance-cash-advance-hero.webp") center 45%/cover no-repeat;filter:blur(2px);transform:scale(1.05)}
.page-hero:after{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(800px 420px at 50% 0%,rgba(31,42,74,.55),rgba(12,18,38,.9) 72%)}
.page-hero .wrap{position:relative;max-width:900px}
.page-hero h1{font-size:clamp(2.1rem,4.6vw,3.4rem);font-weight:600;line-height:1.08;margin:6px auto 14px}
.page-hero p{margin:0 auto;color:#d5d9e6}
.page-hero .crumbs{display:inline-flex;gap:6px;flex-wrap:wrap;justify-content:center;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);padding:6px 14px;border-radius:999px;margin-bottom:18px}
.page-hero .byline{justify-content:center;text-align:left;margin-top:22px}
.ph-ring{position:absolute;width:520px;height:520px;border-radius:50%;border:1px solid rgba(198,161,91,.35);right:-160px;top:-220px;z-index:-1;pointer-events:none}
.ph-ring2{width:340px;height:340px;left:-120px;right:auto;top:auto;bottom:-200px;border-style:dashed;border-color:rgba(198,161,91,.25)}
.feat-img{position:relative;margin:0 0 32px;border-radius:26px 26px 18px 18px;overflow:hidden;background:linear-gradient(135deg,#1f2a4a,#0c1226);aspect-ratio:16/7;box-shadow:0 30px 60px -38px rgba(12,18,38,.55)}
.feat-img img{width:100%;height:100%;object-fit:cover;display:block}
.feat-img figcaption{position:absolute;left:16px;bottom:14px;background:rgba(12,18,38,.72);color:#e6e8f0;font-size:.74rem;padding:6px 12px;border-radius:999px;backdrop-filter:blur(4px)}
.feat-img.nofoto:after{content:"V";position:absolute;inset:0;display:grid;place-items:center;color:var(--mint);font:600 4rem var(--font-h)}
.feat-img.nofoto figcaption{display:none}
.prose>p:first-of-type{font-size:1.1rem;color:var(--text)}
.prose h2{position:relative;padding-top:18px;font-size:1.85rem}
.prose h2:before{content:"";position:absolute;top:0;left:0;width:44px;height:3px;border-radius:3px;background:linear-gradient(90deg,var(--coral),var(--mint))}
.prose table{box-shadow:0 18px 40px -32px rgba(12,18,38,.5)}
.prose .card{border-radius:20px}
.toc{background:#fff;border:1px solid var(--line);border-left:4px solid var(--coral);border-radius:16px;box-shadow:0 14px 30px -26px rgba(12,18,38,.4)}
.toc strong{font-family:var(--font-h);font-size:1.2rem;color:var(--ink)}
.toc a{text-decoration:none}
.callout{border-radius:16px;box-shadow:0 14px 30px -28px rgba(12,18,38,.4)}
.content-grid aside{position:sticky;top:24px;align-self:start}
.aside-box{border-radius:22px;box-shadow:0 14px 30px -28px rgba(12,18,38,.4)}
.aside-box h3{font-size:1.2rem}
.author-box{background:linear-gradient(135deg,#fffdf8,#fff);border-left:4px solid var(--coral)}
.post-card{border-radius:22px;transition:transform .25s,box-shadow .25s}
.post-card:hover{transform:translateY(-5px);box-shadow:0 30px 50px -30px rgba(12,18,38,.45)}
.post-card .thumb{position:relative;height:180px;overflow:hidden;background:linear-gradient(135deg,#1f2a4a,#0c1226)}
.post-card .thumb img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .6s}
.post-card:hover .thumb img{transform:scale(1.06)}
.post-card .pc-fb{position:absolute;inset:0;display:none;place-items:center;font-size:2.6rem}
.post-card .thumb.nofoto .pc-fb{display:grid}
.post-card .pc-cat{position:absolute;top:14px;left:14px;background:rgba(255,253,248,.95);color:var(--ink);font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:5px 10px;border-radius:999px}
.post-card h3{font-size:1.25rem}
@media (max-width:980px){.content-grid aside{position:static}}
@media (max-width:600px){.page-hero{padding:56px 0 50px}.feat-img{aspect-ratio:16/10;border-radius:20px}.ph-ring{display:none}}
.content-grid{padding:56px 20px}
@media (max-width:600px){.page-hero .byline{flex-direction:column;text-align:center}}
@media (max-width:980px){.content-grid{grid-template-columns:minmax(0,1fr)}}
.prose{min-width:0}.tbl-wrap{max-width:100%}
@media (max-width:980px){.vcalc{grid-template-columns:minmax(0,1fr)}}
.vc-step input{width:100%}

/* ===== Logo option 5: Growth Line ===== */
.logo{gap:12px;font-family:var(--font-b);font-weight:700;font-size:1.28rem;letter-spacing:-.01em;line-height:1.05;white-space:nowrap}
.logo .logo-svg{width:42px;height:42px;flex:none;display:block}
.logo-wm{display:block}
.logo .logo-wm small{display:block;font-family:var(--font-b);font-weight:500;font-size:.62rem;color:#a6adc4;letter-spacing:.08em;text-transform:uppercase;margin-top:4px}
@media (max-width:560px){.logo{font-size:1.12rem}.logo .logo-svg{width:36px;height:36px}}
.gd-b .gd-h{font-family:var(--font-h);font-weight:700;font-size:1.3rem;line-height:1.25;margin:0 0 8px;color:var(--ink)}

/* ===== Key facts box ===== */
.kf-head{display:flex;justify-content:space-between;align-items:end;gap:20px;flex-wrap:wrap;margin-bottom:26px}
.kf-head h2{margin:6px 0 0}
.kf-by{display:flex;align-items:center;gap:10px;margin:0;font-size:.85rem;color:var(--muted)}
.kf-by a{color:var(--coral-d);font-weight:700}
.kf-av{width:34px;height:34px;border-radius:50%;background:linear-gradient(135deg,var(--coral),var(--ink-2));color:#fff;display:inline-grid;place-items:center;font-weight:700;font-size:.72rem;flex:none}
.kf-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;margin:0;border:1px solid var(--line);border-radius:22px;overflow:hidden;background:#fff}
.kf{padding:22px 22px 20px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}
.kf:nth-child(4n){border-right:0}.kf:nth-last-child(-n+4){border-bottom:0}
.kf dt{font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin:0 0 6px}
.kf dd{margin:0;font-family:var(--font-h);font-weight:700;font-size:1.6rem;line-height:1.1;color:var(--ink)}
.kf:nth-child(-n+2) dd{color:var(--coral-d)}
.kf-ex{margin-top:18px;background:var(--ink);color:#d9dcea;border-radius:18px;padding:18px 22px;font-size:.93rem;line-height:1.6}
.kf-ex b{color:var(--mint)}.kf-ex a{color:var(--mint);font-weight:700}
.kf-note{font-size:.8rem;color:var(--muted);margin:12px 0 0}
.kf-note a{color:var(--coral-d)}
@media (max-width:860px){.kf-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.kf:nth-child(4n){border-right:1px solid var(--line)}.kf:nth-child(2n){border-right:0}.kf:nth-last-child(-n+4){border-bottom:1px solid var(--line)}.kf:nth-last-child(-n+2){border-bottom:0}.kf dd{font-size:1.35rem}.kf{padding:18px 16px}}

.tr-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:22px 0 20px}
.tr-stats div{background:rgba(255,255,255,.06);border:1px solid rgba(227,200,143,.25);border-radius:16px;padding:14px 12px;font-size:.74rem;color:#bfc4d6;line-height:1.35}
.tr-stats b{display:block;font-family:var(--font-h);font-size:1.45rem;color:var(--mint);margin-bottom:2px}
.tr-dk .tr-links{margin-top:auto}