Vola Finance members often see three different numbers: a FICO® Score, a VantageScore® and their VolaScore. They measure different things for different decision-makers.
| FICO® Score | VantageScore® | VolaScore | |
|---|---|---|---|
| Built from | Credit report | Credit report | Bank activity & app history |
| Range | 300–850 | 300–850 | Internal to the app |
| Used by | Most lenders, mortgages | Many card issuers, free score apps | The app only |
| Reported to bureaus | N/A (calculated from them) | N/A | No |
| Affects advance limit | Not primary | Not primary | Yes |
Which should you focus on?
For a bigger Vola Finance advance, focus on VolaScore habits: on-time repayment, higher balances, no NSF fees. For long-term borrowing costs — car loans, apartments, mortgages — focus on your FICO® Score: payment history and utilization.
Good newsMany habits help both: paying on time and keeping a cash cushion improve your VolaScore and protect your credit score from late payments.
Ready to request your Vola Finance cash advance?
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