Linking your bank account is necessary for Vola Finance to work — so it's fair to ask how that connection is protected.
How the connection works
The app uses Plaid, a financial data network used by thousands of apps. When you link, you authenticate with your bank through Plaid's interface. Depending on your bank, the connection may use a secure token-based API so your credentials aren't stored by the app.
What data is shared
- Account and routing details (for transfers and repayment)
- Balances and transaction history (for underwriting and budgeting)
- Identity information associated with the account
Review the app's privacy policy for how data is used and shared, including any advertising use disclosed in its app store privacy labels.
How to revoke access
- Disconnect the account in the app (repay advances first).
- Use Plaid's consumer portal to see and remove connections.
- Check your bank's "connected apps" settings.
Security habits
- Unique password for your email and bank
- Two-factor authentication everywhere
- Never share one-time codes
See also: Is Vola Finance legit?
Trust & safety series
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